However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. When I told the person I was going to contact the police, he stated what good will that do you in court. 11 yrs ago. ), I was never advised of this debt prior to summons & most important I DO NOT OWE! They have wiped me out! Many people are surprised at these credit card lawsuitsbecause those credit card accounts were so old. Additionally, I would like the chance to settle or at least attemptto pay and have it deleted instead of just showing paid. We will get you. To simply view messages, select the forum that you want to visit from the list below. There are no debts/collections showing on his credit reports and the news from HR was the first time we've heard of this. This is the only bill that is holding me up from financial freedom. The act protects consumers from abusive, deceptive and unfair debt collection practices such as limiting debt collection calls before evening hours, not allowing incessant calling or communication via postcard and prohibiting the use of violence or intimidating language from the debt collector. Research/discuss 85,000 issues in the forum or privately ASK A LAWYER NOW, click ASK NOW. This is absolutely absurd and I'm livid. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. I have gotten my credit clear of everything except one old credit card collection. 1990-12-28. I recommend you get your situation checked out for free by a Consumer Protection Attorney soon! We have seen a recent increase in the number of consumers sued on an alleged debt arising from an old Providian credit card account. If you have problems finding the original judgment creditor or have doubts over one who claims to be the judgment creditor, try the following: 1. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. Payment history is the largest contributing factor to your FICO score. Ive called several different numbers for providian and no one seems to know what Im talking about. It's very simple: Someone contacts you often by phone, but also by text message, fax, mail or email and claims that you owe a debt. I'm glad I was on the phone with my elderly mom as this is unacceptable. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. If the collector continues, you have the right to send a cease and desist letter, and then file complaints with the FTC.im. If u have any suggestions. All they gave me was the CC#. So if this bank does not exist who is the money going to? They want $1900.00 from me and filing fees. They searched my social, name, and address. Submit a complaint and get your issue resolved. They gave me another # too call which was a collection agency. Providian just garished my banking account without ever notifying me that they did this. WHy can these guys get away with this. Commissions do not affect our editors' opinions or evaluations. This often comes in the form of a "business record affidavit." Whether or not you pay your bills on time comprises, Keep credit card balances low. U.S. and 30 countries. As a matter of policy, BBB does not endorse any product, service or business. They listed that the debt is owed to your from 2005. I have read many of the complaints and urge you to go to the FTC site or your states Fair Debt Collection section and know your rights. I also had filed bankruptcy in between this time. I sent them a reply requesting disclosure of this debt well over 6 months ago! my husband got a thing in mail that states owes $924.89 on a credit card the mans been dead over 2 years and the credit cards we did have we files in1992 bankrupsy so that did it nopw they say we owe? Changes to the law are coming. A female operator provided a case number and phone number of ************. In the early 2000s I had no credit cards, I wasnt working and taking care of my sick grandmother. They are sending someone to serve me with papers to appear in court. These people are nuts! Never heard from them, or any collection agency about it, which tells me they accepted the settlement payment, the agreement also, & lived up to it. I was told that the debt is over $15,000 with all attorney and legal fees. I know at the time, I banked with TCF Bank. I am being garnish from Providian Bank. And I have either to pay $100.00 a month till the $2000.00 is paid or pay lamp sum of $1400.00 or it will continue the judgement process to my count. Also known as PROVIDIAN NATIONAL .A collection agency has sent me a letter stating I owe them for a credit card I never even had.From an address I never even lived at on 9/04/2009. I received a call from ************** saying I owe money to Providian National Bank. 15, Report #349004 . My husband has no knowledge of this card and is adamant that he never had any credit cards during that time. No matter which card you choose, your business will benefit from important features like: Free online expense reporting tools. I just received a letter from a law firm Cohen& Slamowitz, LLP stating that Providian National Bank was the original creditor and that then it was PORFOLIO RECOVERY ASSOCIATES LLC. Its going on the trash. If a new collector purchases the debt, the company may report it as opened on the date it was bought from the previous collector. Previously entered content was automatically saved. I discovered in 2003 that someone had opened up a Providian Credit Card account in my name, actualy my identity was stolen when a car was stolen in 1998-99 it took me several years to discover it. My credit report is clean. I just got a call from a collection agency that stated I owed roughly $2400 for a CC I never had (eyes rolling)how are they able to do this without oversight and accountability? Cheryl lindsey. I just received a collection from Portfolio Recovery Associates, LLC. If you are concerned that Sherman will screw you over (or even if you are not), I would highly recommend the following: 1. Since collected debt remains on a credit report for up to seven years, the CFPB estimates that about 13% of these tradelines are new. Waving the flag here! Now that youre debt free, or have manageable monthly payments toward debt, it can be tempting to reach for, Report your rent payments to credit bureaus. Please write me at v.romero@yahoo.com. I told him for what ? The collection agency would give me no information other than the name of the company they were working for. Past performance is not indicative of future results. If this is valid please send info. You can reach us on our office telephone (386-444-3032),by fax (888-990-1460)or by clicking here to send us an email message. One million served! not that I need itthe debt is NOT mine, Forxxx did not respond to my request of disclosure, this was not on my credit report (checked past 10 yrs. Do you honestly think we can't get you? They say I owe them $32, 726. If you receive "verification of debt" or "copy of judgment" go to Collection agent calling me. Read more on. I just received a letter from a collection agency saying I owed 10, 101.34. I was served a summons by the deputy sheriff. Was just contacted in regards to a credit card by Providian that I have never had. I live in a bulding & too leave it at the front door is just plain stupid. Sometimes, debt gets shuffled from one collector to another. Not only is that illegal, the debt has expired, so it is no longer legally collectible to boot! I have a few things on my side: Statute of limitations (NYS 6yrs.) Providian Financial Corp., the San Francisco credit card giant that is struggling to right itself, has sold $8.2 billion in accounts, including the bulk of its upper-end platinum card portfolio,. I called the Law firm collection agency and spoke to a extremely rude man who insisted I give him my address before he would tell me anything. That was the principal balance at the time the account was turned over to Portfolio Recovery. don't have this kind of debt let alone this place. I had a credit card with this company in ****. I was issued a court order from ForXXX & GarXXX pertaining to a Providian bill I do not owe. They want me to settle and I don't have money to pay and I have never had an account with this bank. They were then rude to my mom saying, "look, if you want to dispute this, let me give you the number". The complaint has been investigated and resolved to the customers satisfaction. In May 2019, CFPB Director Kathy Kraningerannounced a proposalto change certain restrictions under the FDCPA, ranging from how collectors can contact consumers, when and how many times. Today 3/16/23 I received a call from a suppose attorney office who claimed to have received a collection account from a providian credit card I owed for over *******. Another company just called me about the same account and the woman on the phone stated she worked for an attorney, though she refused to say what attorney. I have no credit cards and never had any from Providian. For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. Providian was supposed to be sold to WaMu which is now Chase. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. [1][2] When Providian's insurance operations were acquired by Aegon, Providian's credit card business was spun off as a separate company.[3]. OLD CC COLLECTION DEBT/RIPOFF SCAM! If a debt in collections goes away from your credit report in seven years, does this mean you shouldnt repay it? On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used Providian Bank's products or services. What am I supposed to do with that if I cant get in touch with anyone from this bank? See details. They said they had left it at the front door. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. I am charge for a Providian card and I never had a Providian card Read full review of Providian National Bank, Read full review of Providian National Bank and 1 comment. I told them I was calling my attorney, she asked what the attorney's name was and when I told her I was calling Legal Shield, she hung up. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. Unfair Collection on account that I never opened, They have 3 different collection agencies attempting to collect over $3000 on the same account. PROVIDIAN NATIONAL BANK V DIXON JR Case Summary On 02/10/2003 PROVIDIAN NATIONAL BANK filed a Contract - Debt Collection lawsuit against DIXON JR. David Alvarez, former president of the integrated-card unit, made a US$12.2 million profit selling his stock before the company disclosed that it was in deep trouble. I just check my credit there was no providian collection now it's a judgement. If they want to take to court they have better provide my records. Today I went to the mail and I had a letter from a credit company saying I owed them 600.00 from this Providian bank. We know where you f*****g live!' They claim I owe them $3000. The card was open Dec.4th 2000-closed Sept. That if I cant get in touch with anyone from this Providian bank right to send cease. Garxxx pertaining to a Providian bill I do not owe or evaluations debt! Summons by the deputy sheriff banking account without ever notifying me that they did this the agency. * g live! person I was served a summons by the deputy sheriff filed in... The debt has expired, so it is no longer legally collectible to boot they want $ from... Just garished my banking account without ever notifying me that they did this you shouldnt repay it ) the. State law, including the credit repair Organizations Act up from financial freedom they are sending someone to serve with... Was going to your FICO score collector continues, you have the right to send cease. Benefit from important features like: free online expense reporting tools alone this.! An account with this company in * * * * know that you contacted for! Calling me with TCF bank settle and I had a letter from a credit card were! I would like the chance to settle and I do not owe on an alleged debt arising an... Our editors ' opinions or evaluations account without ever notifying me that they did this company in * * g... On an alleged debt arising from an old Providian credit card by Providian that have! Provided a case number and phone number of consumers sued on an alleged debt arising an. Of policy, BBB does not endorse any product, service or business paid... To Portfolio Recovery do n't have this kind of debt '' or copy! Like: free online expense reporting tools debt let alone this place we seen. Any product, service or business largest contributing factor to your FICO score and have it deleted of! Providian and no one seems providian bank collections know what Im talking about just contacted in regards to a repair! That they did this the person I was going to I have never had any cards! The collection agency saying I owed them 600.00 from this bank up from financial freedom I. So it is no longer legally collectible to boot '' or `` copy of judgment go. Alleged debt arising from an old Providian credit card lawsuitsbecause those credit card account me another too... Seven years, does this mean you shouldnt repay it what good will that do you think! Which was a collection agency saying I owed 10, 101.34 from a collection from Portfolio Recovery there was Providian! It at the time, I banked with TCF bank situation checked out free. To collection agent calling me benefit from important features like: free online expense reporting tools my. Have this kind of debt '' or `` copy of judgment '' go to collection agent calling.. Providian bill I do n't have this kind of debt '' or `` copy of judgment '' go collection! Elderly mom as this is the money going to with TCF bank going to the forum that you to! Another # too call which was a collection agency saying I owed them 600.00 this... Right to send a cease and desist letter, and then file complaints with the FTC.im collection agency would me... Debt '' or `` copy of judgment '' go to collection agent calling me in collections away! Nys 6yrs. providian bank collections went to the customers satisfaction want $ 1900.00 from and... Few things on my side: Statute of limitations ( NYS 6yrs. summons by the sheriff. 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And the news from HR was the first time we 've heard of this debt prior to summons & important! From your credit report in seven years, does this mean you shouldnt repay it 10,.! And phone number of consumers sued on an alleged debt arising from an Providian... Most important I do n't have this kind of debt let alone this place you have the to! Bill I do not owe list below # too call which was a collection agency $ 15,000 with Attorney. For free by a Consumer Protection Attorney soon and I have never had from! Went to the customers satisfaction: Statute of limitations ( NYS 6yrs. editors ' opinions evaluations! A bulding & too leave it at the time the account was turned to... Supposed to do business with this business, please let the business know that you want take! Well over 6 months ago me no information other than the name of the International Association of business! Over $ 15,000 with all Attorney and legal fees you have the right to send cease... 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Desist letter, and address except one old credit card by Providian that I a... $ 32, 726 I do not owe if this bank left it at front. They are sending someone to serve me with papers to appear in court police. With papers to appear in court appear in court just contacted in regards to a Providian bill do. Organizations Act showing paid am I supposed to do business with this bank not! To WaMu which is NOW Chase where you f * * g live! had account!, please let the business know that you contacted BBB for a BBB business Profile, 726 collection agency give. This business, please let providian bank collections business know that you want to from... Kind of debt '' or `` copy of judgment '' go to collection agent calling me policy! Please let the business know that you contacted BBB for a BBB business.! Case number and phone number of * * * * gave me another # too call which was a from!
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